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Various Types of Credit Cards


For business, credit cards became an indispensable item. Credit cards are part of some form of financial cooperation card. In general, credit cards are divided into two, namely:


1. Credit Card Loans Can not Be Updated (Charge Card)
This credit card has the most prominent feature that is required to cover the total funds drawn down in full within the specified time allowed, or a portion of the funds. Normally the time allowed no more than thirty days, but sometimes can reach two months. If the card carrier to pay late in the allotted time, he will be charged a late fee. And if he refuses to pay, its membership is revoked, the card is pulled back and raised the issue to court.
2. Credit Card Debt Can Be Updated (Revolving Credit Card)
These card types including the most popular in many developed countries. Card owners are given the option to cover all their bills in full within a period that is tolerated or part of the bill and the remainder is given by way of deferred, and may be included on the next bill. When he delayed payment, he will be subject to two kinds of flowers. The first flowers of delay, both the interest of the remaining funds have not been covered. If he managed to conceal the funds within the stipulated time, he was only exposed to one kind of flower only, the rate of payment delays. Funds withdrawn will not be limited if the owner continues to pay off credit card bills and interest simultaneously.




2 comments

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27 Juli 2012 02.45

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